DSCR Calculator

Lenders use DSCR to ask one question: does the property throw off enough cash to cover its loan payments, with room to spare? Most commercial lenders want 1.25x or better.

DSCR1.33xAt or above the 1.25x most commercial lenders look for.
Cash after debt service$60,000

DSCR = Net Operating Income ÷ Annual Debt Service

Not yet verified against the live site. CLAUDE.md §5 requires 3–5 recorded input/output pairs from the current Webflow calculator before this result is trusted. Those cases have not been captured, so treat these numbers as illustrative.

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