Commercial real estate loans that fit your property.
Compare CMBS, bridge, DSCR, SBA 504/7(a), construction, and permanent financing across 30+ commercial lenders — from $250K to $50M+, on multifamily, retail, office, industrial, hospitality, and mixed-use. No credit impact to pre-qualify.
- No credit impact to pre-qualify
- 30+ CRE, agency & bridge lenders
- $250K – $50M+ · Free to borrowers
Benchmark rates
Commercial lending indices
- 10-YR Treasury
- —
- Fixed-rate benchmark
- 5-YR Treasury
- —
- Mid-term benchmark
- SOFR
- —
- Variable-rate benchmark
- Prime rate
- —
- SBA 7(a) benchmark
Source: Federal Reserve (FRED) · Updated daily
Compare financing clearly — before you choose a lender.
We help you weigh options across multiple lender types instead of pushing a single product.
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Apply in 1 minute
Share the property, the loan amount, and your timeline. One short intake form — no rent roll, T-12, or appraisal needed to start.
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Compare real options
Your advisor matches your deal against real lender criteria across agency, CMBS, bank, bridge, and SBA 504/7(a).
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Choose & fund
Pick the structure that fits your property and move forward. One advisor manages your file through close.
Every CRE Financing Structure, One Platform
From conventional mortgages to bridge loans — compare real options across 12 distinct programs.
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CRE Loan Overview
How commercial loans work, common structures, and what lenders evaluate -
Qualification Requirements
DSCR, credit score, down payment, and documentation checklist -
Current CRE Rates
Rate ranges by property type, loan structure, and borrower profile -
CMBS Loans
Non-recourse financing with competitive fixed rates for stabilized commercial properties -
Bridge Loans
Short-term financing for acquisitions, repositioning, or refinancing -
DSCR Loans
Income-based qualification without personal income documentation -
CRE Refinancing
Lower rates, better structure, or access equity from existing property -
Owner-Occupied
Buy the building your business operates in with SBA 504 or conventional -
Cash-Out Refinance
Access equity from your commercial property for expansion or acquisition -
Hard Money Takeout
Exit bridge or hard money loans with conventional or SBA refinancing -
Investment Property
DSCR and conventional financing for income-producing properties -
Tenant Improvement
Finance buildout and renovation through CRE loans or SBA programs
Financing for Every Property Class
Each property type has unique lending criteria, risk profiles, and lender preferences. Find specialized financing matched to your asset.
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Retail
Shopping centers & strip malls -
Industrial
Manufacturing & distribution -
Multifamily
Apartments & residential complexes -
Warehouse
Logistics & cold storage -
Medical Office
MOBs, clinics & surgery centers -
Hotel
Full-service & boutique hospitality -
Restaurant
QSR, casual & fine dining -
Self-Storage
Climate-controlled & drive-up -
Mixed-Use
Retail + office + residential combo -
Dental Office
Dental & specialty practices -
Auto Dealership
New & pre-owned vehicle sales -
Auto Repair
Service, collision & quick-lube -
Office
Class A/B/C buildings & coworking -
C-Store & Gas
Convenience stores & fuel stations -
Car Wash
Express tunnel & full-service -
Gym & Fitness
Gyms, studios & recreation
23 Professional-Grade Financial Tools
Run the same numbers your lender runs — before you apply. Every calculator is free, instant, and requires no signup.
Loan Analysis
Investment Returns
Refinance & Costs
Lease & Valuation
One relationship, every CRE capital source.
A structural comparison of marketplace coordination versus going directly to a single lender — not a judgment of any lender's quality.
| Feature | Marketplace platformBestLoan | Direct providerTraditional bank | Direct providerDebt fund / bridge lender |
|---|---|---|---|
| Access to 30+ CRE lenders Banks, agency, CMBS, debt funds, SBA | Standard | – Not typically available | – Not typically available |
| Side-by-side term sheet comparison | Standard | – Not typically available | – Not typically available |
| Dedicated advisor through closing | Standard | ~ Limited or case-by-case | ~ Limited or case-by-case |
| Agency multifamily Fannie Mae / Freddie Mac | Standard | ~ Limited or case-by-case | – Not typically available |
| CMBS / conduit execution | Standard | ~ Limited or case-by-case | – Not typically available |
| Bridge & hard money for fast closings | Standard | – Not typically available | Standard |
| SBA 504 / 7(a) for owner-occupied | Standard | Standard | – Not typically available |
| Construction & value-add financing | Standard | ~ Limited or case-by-case | Standard |
| Non-recourse structures | Standard | – Not typically available | ~ Limited or case-by-case |
| Transparent fee disclosure | Standard | Standard | ~ Limited or case-by-case |
| No obligation to accept | Standard | Standard | ~ Limited or case-by-case |
- Standard
- ~ Limited or case-by-case
- – Not typically available
Not sure which route fits your property? Tell us the deal and we'll show you what each source would realistically offer.
Start nowAdvisor note
We compare bank, agency, CMBS, and private capital side by side and walk you through the trade-offs — leverage, recourse, prepayment, and timing — before you commit. Our role is to present appropriate structures for your property, not to push a specific lender.
Platform context
This comparison reflects structural differences in how commercial financing is coordinated, not a judgment of individual lender quality. Each route serves different property types, timelines, and sponsor profiles.
BestLoanUSA functions as a marketplace coordinator, providing access to both traditional and alternative capital sources through a single advisory relationship.
Other lenders make promises.
We put them in writing.
Every commitment below exists because real borrowers got burned without it. We built BestLoanUSA to be the lender we wished existed.
- $0 Hidden Fees
No surprise charges at closing. Every cost disclosed upfront in writing before you commit.
- 48hr Pre-Qualification
Know where you stand within one business day — not weeks or months of silence.
- 1 Dedicated Advisor
One point of contact from application to closing. No handoffs, no ghosting, no runaround.
- Day 1 Complete Checklist
Full document requirements on your first call. No mid-process surprises asking for "one more thing."
- 100% Upfront Pricing
The rate and terms you're quoted are the rate and terms you close on. Period.
- 1 min Application
One simple form, multiple lender options. Stop repeating yourself to dozens of brokers.
No commitment required
Five things your last lender should have done.
Borrowers don't come to us because lending is complicated. They come because someone else made it harder than it needed to be.
- 48 hours to clarity. You'll know exactly where you stand — not wonder for months.
- Every dollar in writing. The rate and fees you see on day one are the ones you sign at closing.
- One advisor, start to finish. No handoffs. No vanishing acts. One person who knows your deal.
- Full checklist, first call. Every document listed upfront. No mid-process surprises.
- We earn when you close. No upfront fees. Our only incentive is your funded deal.
“I’ve spent over a decade watching good borrowers lose money to a broken process. BestLoanUSA exists so that stops happening.”
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